Wallets, cards and digital assets.

A financial product combines customer registration, money movements and operations. We define its features, rules and provider connections to turn an idea into an implementable scope, with clear tests and responsibilities.

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One product, several dependencies

Wallet or appBalances · transfers
CardsIssuer · processor
TokenizationRecords · asset lifecycle

Requirements
Integrations
Providers
Operations

Wallets and financial apps

Definition of wallets and financial applications with accounts, balances, transactions and peer-to-peer (P2P) transfers.

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Technical decisions: Customer registration, money flows, the system recording balances and transactions, limits and operation states. We identify which features depend on external providers.
Our work: Functional requirements, an integration map and transaction recording rules. We coordinate app, identity, payments and operational connections, together with the test plan.
What we validate: Balance and transaction consistency, confirmations, rejections, reversals and reconciliation. Acceptance evidence and owners for resolving discrepancies are agreed.

Virtual and physical cards

Structuring virtual and physical card issuing projects, connected to the app and customer support channels.

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Technical decisions: Issuer, processor and available features: activation, usage controls, blocking and transaction history. We review operational and integration dependencies.
Our work: A feature and interface matrix, participant responsibilities and the implementation sequence. We coordinate card lifecycle tests and connections to the application.
What we validate: Activation and blocking, transaction display, authorization responses and reversal scenarios, within the capabilities of the program and processor.

Asset tokenization

Technology definition for recording and managing tokenized assets, aligned with the structure validated by the project specialists.

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Technical decisions: Asset lifecycle, holder records, transfer and redemption rules. We review platform data needs and decisions requiring legal validation.
Our work: Lifecycle requirements, roles and an integration map. We align the platform, records, identity and providers with the agreed project rules.
What we validate: Record traceability and consistency between the platform and approved business rules. Legal validation belongs to the responsible specialists.

Clear scope for every team.

Deliverables are agreed within scope. BE IN leads definition and project management; each team implements and validates its assigned components.

Your team

Prioritizes the product, defines business rules and approves scope, budget and acceptance criteria.

BE IN

Documents requirements, designs connections and leads tracking of deliverables, risks and testing.

Providers and specialists

Provide issuing, processing, development or specialist advice, with agreed responsibilities and deliverables.

Decisions that matter

What should be defined before building a wallet?

The main use case, who administers the funds, where balances and transactions are recorded, and which provider enables each operation. Limits, reversals, reconciliation and incident handling are also agreed. These decisions guide the application scope.

How do the app, issuer and processor work together?

The app exposes features to users; issuing and processing belong to the parties contracted for those services. BE IN documents interfaces, responsibilities and test scenarios so the product works end to end.

What needs to be defined for tokenization?

Start with the asset, the rights it is intended to represent, and the rules for holding, transferring and redeeming it. Legal specialists validate the applicable structure; that foundation informs technology requirements, records and integrations.

Keep exploring

Connect payments and channelsSee how the customer experience connects with operations.See how we workExplore the decisions, dependencies and stages that organize the project.

Tell us what you want to solve.

Share the current process, the systems involved and your objective. We assess what needs to be defined, integrated or validated to move forward.

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